地理距离对中国民营企业银行贷款的影响
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宋昌耀, 李涛, 李国平
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The impact of geographical distance on bank loans for China's private enterprises
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SONG Changyao, LI Tao, LI Guoping
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表2 基准回归结果
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Tab. 2 Regression results of full sample
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| (1) | (2) | (3) | (4) | (5) | | 全样本 | 同城市 | 不同城市 | 同省份 | 不同省份 | | dist | -0.024*** | -0.047*** | -0.012 | -0.032*** | -0.084 | | (-3.34) | (-4.09) | (-0.41) | (-3.42) | (-0.67) | | alr | 0.125*** | 0.086** | 0.333*** | 0.081** | 0.792*** | | (3.26) | (2.04) | (3.07) | (2.08) | (3.37) | | roe | 0.025 | 0.020 | 0.059 | 0.017 | 0.053 | | (1.48) | (1.02) | (1.28) | (0.96) | (0.69) | | pbr | -0.121*** | -0.155*** | -0.115 | -0.129*** | -0.488** | | (-3.35) | (-3.87) | (-0.98) | (-3.46) | (-2.09) | | bankjj | -0.047** | -0.100*** | 0.047 | -0.082*** | 0.028 | | (-2.40) | (-2.97) | (1.25) | (-3.29) | (0.36) | | fineff | 0.144*** | 0.178*** | 0.201 | 0.157*** | 0.390 | | (2.80) | (2.80) | (1.48) | (2.76) | (1.62) | | road | 0.143*** | 0.227*** | 0.006 | 0.157*** | -0.083 | | (4.12) | (3.99) | (0.09) | (3.60) | (-0.46) | | 常数项 | 17.641*** | 18.512*** | 18.480*** | 18.062*** | 20.517*** | | (24.60) | (23.03) | (23.33) | (24.25) | (9.45) | | 固定效应 | 控制 | 控制 | 控制 | 控制 | 控制 | | 样本量N | 10786 | 9154 | 1632 | 10145 | 641 | | 调整后可决系数R2 | 0.525 | 0.543 | 0.618 | 0.529 | 0.735 |
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